Cash-flow forecasting
Project daily balances across 30, 60, 90, 180, or 365 days and inspect the activity behind each point.
Private-first financial forecasting for Windows
See tomorrow's balance today.
Ledgora helps you forecast upcoming bills, income, goals, receipts, and account activity before financial surprises happen.
Offline-first
No bank login required
One-time Pro license planned
What Ledgora does
Built around tomorrow, not just yesterday.
Most finance apps tell you what already happened. Ledgora focuses on what comes next.
Account-aware balances
Track checking, savings, and credit cards with balance-as-of dates so imported activity does not double count.
Active goals
Contribute from accounts, schedule recurring funding, and watch progress update your forecast.
Receipts and invoices
Store receipts, PDFs, invoices, and related transaction details locally for easier review and recordkeeping.
Optional local AI
Use Ledgora Intelligence to explain forecasts, find subscriptions, and answer questions from local profile data.
Private by design
No required bank credentials, no required cloud account, and no subscription just to understand your future cash flow.
Product screenshots
See the app clearly.
Dashboard
Your money forecast at a glance.
View current balance, projected low point, safe-to-spend, upcoming activity, and your full forecast curve in one place.
Calendar + Forecast
Understand the timing behind each low point.
The calendar and forecast views make it easy to see which bills, income, and one-time activity change the projected balance.
Accounts that make sense
Checking, savings, credit cards, source dates, available balances, and utilization stay connected to the forecast.
Transaction hub
Add one-time activity, import statements, filter by account, and convert repeated activity into recurring patterns.
Goals that affect the plan
Fund goals from real accounts, schedule contributions, view history, and see savings choices affect safe-to-spend.
Privacy-first intelligence
Helpful answers from your own data.
Ledgora Intelligence can explain low balances, find subscriptions, check safe purchases, export daily briefs, and answer questions without sending your profile data to the cloud.
- Local profiles
- Local database
- Optional offline AI
- No bank login required
- Export and back up your own data
Simple pricing
Start free. Upgrade when you need more.
Ledgora is being built for a one-time Professional license, not another monthly subscription.
Free
$0
- 2 accounts
- 50 transactions
- 1 goal
- Basic forecasting
Professional
One-time license
- Unlimited accounts
- Unlimited transactions
- Receipts and invoices
- Goals 2.0
- Local AI tools
- Reports and exports
Beta coming soon
Ledgora for Windows
The public beta download will be available here once the release candidate is ready.