The rules for using Ledgora.

Effective date: July 1, 2026. These Terms of Use apply to the Ledgora website, downloads, documentation, and related services.

Acceptance of terms

By downloading, installing, accessing, or using Ledgora, you agree to these Terms of Use, the End User License Agreement, the Privacy Policy, and the Financial Disclaimer. If you do not agree, do not use Ledgora.

What Ledgora is

Ledgora is financial forecasting and planning software. It helps users organize financial information, model future cash flow, review transactions, manage goals, store receipts, and explore what-if scenarios.

What Ledgora is not

Ledgora is not a bank, accountant, tax preparer, investment advisor, financial planner, credit counselor, lender, or legal advisor. Ledgora does not guarantee financial outcomes.

Your responsibility

You are responsible for the accuracy of the information you enter or import, the decisions you make, and the actions you take based on forecasts or reports. Always verify important payment dates, balances, account information, and obligations with the original financial institution or biller.

License and editions

Ledgora may offer Free and Professional editions. Free editions may include limits on accounts, transactions, receipts, goals, local AI, reporting, imports, or other features. Professional features may require a valid license key or activation record.

Acceptable use

You may use Ledgora for lawful personal or internal business planning purposes, subject to the license you receive. You may not use Ledgora to commit fraud, violate law, infringe rights, bypass licensing, distribute malware, or interfere with Ledgora services.

Prohibited activities

• Sharing, reselling, renting, or redistributing license keys without permission
• Attempting to bypass license limits, activation limits, or edition restrictions
• Reverse engineering, decompiling, or modifying the software except where allowed by law
• Removing copyright, trademark, or license notices
• Using Ledgora or the website to submit malicious files or abusive requests

Ownership

Ledgora, the Ledgora name, design, software, website, documentation, branding, and related intellectual property are owned by the Ledgora project owner or licensors. You retain ownership of the financial data and files you create or import.

Updates

Ledgora may provide updates, bug fixes, new features, or security improvements. Some updates may require a Professional license or may be offered only for supported versions.

Downloads and third-party services

Downloads, payments, hosting, support, and licensing may involve third-party providers. Their terms and policies may apply to those services.

No warranty

Ledgora is provided as is and as available. To the maximum extent permitted by law, we disclaim warranties of accuracy, reliability, availability, merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the maximum extent permitted by law, Ledgora and its creators are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, lost data, missed payments, overdraft fees, penalties, losses, or decisions made using Ledgora.

Termination

We may suspend or terminate access to license services, downloads, or support if these terms are violated, if fraud is suspected, or if required by law.

Changes to terms

We may update these Terms of Use. Continued use of Ledgora after updated terms are posted means you accept the updated terms.

Contact

Questions about these Terms can be sent to legal@ledgora.app. General product support is available at support@ledgora.app.

These terms are a working product document and should be reviewed by a qualified legal professional before commercial release.