What changed in Ledgora.

Onboarding, licensing, legal, and release polish.

New

• Guided first-time setup with Demo, Fresh Start, and Guided Setup paths.
• Terms, Privacy, Financial Disclaimer, and EULA acceptance flow.
• Offline license activation foundation for Free and Professional editions.
• Developer Mode for controlled testing before release.
• Update checking foundation for future public releases.

Improved

• Cleaner Ledgora branding throughout the application.
• Improved splash screen and startup flow.
• More polished licensing and About screens.
• Better product readiness for installer-based distribution.

Ledgora became a branded Windows desktop application.

• Rebranded the app from FlowLedger to Ledgora.
• Added icon, splash screen, and updated installer branding.
• Built a safer release build system and Windows installer workflow.
• Added website starter pages and product screenshots.

Planning tools became more useful.

• Added active goal funding from selected accounts.
• Added recurring goal contributions and goal history.
• Added receipts and invoice storage with PDF and image support.
• Connected goals and one-time activity more closely to forecasts.

Account-aware forecasting improved financial accuracy.

• Added bank/institution fields, balance-as-of dates, and credit card limits.
• Added account-specific dashboard forecasting.
• Improved transaction account filtering.
• Improved credit card utilization and available-credit summaries.

Ledgora Intelligence became part of the app experience.

• Added local assistant panel for explaining forecasts and cash-flow health.
• Added optional Local AI support through Ollama.
• Added suggested questions and action shortcuts.
• Improved privacy messaging around local data scope.